Oak Point Homes under $400,000

Oak Point Homes under $400,000

Welcome to Oak Point, Texas—a hidden gem nestled in the heart of Denton County! This charming city offers a perfect blend of small-town warmth and modern conveniences, making it an ideal destination for families, retirees, and everyone in between. With its picturesque landscapes and friendly community, Oak Point is the perfect place to call home.

One of the standout features of Oak Point is its affordability. If you’re searching for homes under $400,000, you’ll be delighted to discover a variety of options that suit your lifestyle. From cozy single-family residences to spacious townhomes, the real estate market here is diverse, catering to different tastes and needs. These homes often come with generous yards, modern amenities, and easy access to local parks and recreational areas, making them perfect for outdoor enthusiasts and families alike.

Oak Point is not just about beautiful homes; it’s also about community. Residents enjoy a range of activities, from fishing and boating on Lake Lewisville to exploring the scenic trails in the nearby parks. The city hosts various community events throughout the year, fostering a strong sense of belonging among neighbors.

With its convenient location near major highways, commuting to nearby cities like Denton and Frisco is a breeze, providing easy access to shopping, dining, and entertainment. Whether you’re looking to settle down or invest in a property, Oak Point offers a fantastic opportunity to enjoy a vibrant lifestyle without breaking the bank. Discover the charm of Oak Point today and find your perfect home under $400,000!

Newest Oak Point Homes under $400,000

9509 Prairie View Trl, Oak Point, TX
$359,990
4 Beds ⋅ 2 Baths ⋅ 21413400 MLS
The Bergamont is one of our beautiful one-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4-bedroom, 2-bathroom home, you'll find 1,855 square feet of comfortable living. Plus, two different exterior elevations to choose from with a 2-car garage. A home designed to combine elegance, functionality, and modern living. This floorplan offers a spacious kitchen, featuring granite or quartz countertops, and stainless-steel appliances throughout. Complete with laminated wood plank or ceramic tile flooring in family, kitchen, entries and hallway. Retreat to the primary bedroom, where relaxation awaits. Here, you'll find an attached bathroom complete with a quartz vanity top and name brand chrome faucets. Not only does the Bergamont offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Bergamont floorplan and find your home in Prairie Oaks today!

9509 Prairie View Trl, Oak Point, TX
101 Ravinia Ct, Oak Point, TX
$324,900
3 Beds ⋅ 2 Baths ⋅ 21400574 MLS
Meticulously maintained home situated on an oversized corner lot in Woodridge Estates! This 3-bedroom, 2-bath home features a private study, split-bedroom layout, and thoughtful updates throughout. The light-filled living area opens through an impressive oversized triple-pane sliding glass door to an extended covered patio and spacious backyard—perfect for entertaining and outdoor living. Recent improvements include a 2023 HVAC system and new roof in 2022, offering peace of mind for years to come. Enjoy access to the community pool and playground, plus convenient proximity to parks, Lake Lewisville, shopping, dining, and more. Move-in ready with exceptional outdoor space! Beautifully cared for, thoughtfully updated, and offering a backyard and outdoor living space that are increasingly hard to find—101 Ravinia Court is truly move-in ready and waiting to welcome its next owner.

101 Ravinia Ct, Oak Point, TX
1405 Wood Vine Dr, Oak Point, TX
$394,990
4 Beds ⋅ 3 Baths ⋅ 21401559 MLS
The Copaiba is one of our beautiful two-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 3 bathroom home, youll find 2,239 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. When you step inside the Copaiba you're greeted by an open and inviting foyer, to the left, a cozy secondary bedroom sits tucked away—perfect for guests or a quiet home office. Nearby, a full bathroom offers both convenience and privacy. Continuing into the home, the kitchen is complete with granite or quartz countertops, stainless steel appliances throughout, and a walk-in pantry ready to store all your essentials. The family room is perfect for cozy movie nights or entertaining friends. Just beyond, the covered patio is a peaceful retreat to unwind as the sun sets over the neighborhood. The primary suite, nestled on the main floor, offers a walk-in closet and ensuite bathroom featuring a double vanity and walk-in shower, perfect to unwinding after a long day. Heading upstairs, an open room full of possibilities—a space for the kids to play, a home gym, or even a second living area. Two additional bedrooms and a full bathroom complete the second floor, offering plenty of room for family or guests. Not only does the Copaiba offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. . Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Copaiba floorplan and find your home in Prairie Oaks today!

1405 Wood Vine Dr, Oak Point, TX
9516 Windflower Ln, Oak Point, TX
$399,990
4 Beds ⋅ 3 Baths ⋅ 21401554 MLS
The Tangerine is one of our beautiful two-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 2.5 bathroom home, you'll find 2,397 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. The exterior features lush landscaping, a full irrigation system, brick and rock accents. Step inside to discover a spacious kitchen with 42” flat-panel cabinets, granite countertops, and stainless steel appliances. The open-concept design allows the kitchen to overlook the living area, perfect for seamless entertaining. The living room boasts soaring 2-story ceilings, complemented by 6 large windows that flood the space with natural light. Upstairs, the game room features a half-wall overlook, offering a unique connection to the main living area while maintaining privacy. This flexible space is ideal for a home office, playroom, or media area. The primary suite includes a luxurious en-suite bathroom with a walk-in shower, glass enclosure, bench, double vanity sinks, and a private toilet room. Enjoy laminated wood plank flooring in the family, kitchen, entries, and hallways. Not only does the Tangerine offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Tangerine floorplan and find your home in Prairie Oaks today!

9516 Windflower Ln, Oak Point, TX
540 Winnetka Dr, Oak Point, TX
$359,000
3 Beds ⋅ 2 Baths ⋅ 21383701 MLS
Join us for an Open House this Saturday, 10.24, from 1 PM – 3 PM. Come see it in person! *** ASSUMABLE LOAN *** Qualified buyers may assume the seller’s FHA loan at an incredible 3.49% interest rate. *** Buyers choosing new financing may also qualify for a 1% lender credit toward closing costs. *** Welcome to 540 Winnetka Drive, a move-in-ready home in the peaceful Woodridge Estates community. Residents can enjoy access to the community pool and amenity center. Inside, the open-concept floor plan features three bedrooms, two full bathrooms, two dining areas, and a spacious living room with plenty of natural light. The oversized backyard offers plenty of room for entertaining, gardening, outdoor activities, or creating your own private retreat. Located within Little Elm ISD and near FM 720, the home provides convenient access to Little Elm, Frisco, Denton, local shopping, dining, and Lake Lewisville. Do not miss this opportunity to own this home with valuable financing options! *** Assumable loan and lender credit are subject to buyer qualification, lender approval, and applicable program requirements. *** Virtual Staging Disclosure: Select listing photos have been virtually staged and-or digitally enhanced to illustrate the home’s potential. Furniture, décor, landscaping, vehicles, and other digitally added elements may not be present at the property. Original, unedited photos are available upon request.

540 Winnetka Dr, Oak Point, TX
110 Muleta Dr, Oak Point, TX
$350,000
4 Beds ⋅ 2 Baths ⋅ 21373142 MLS
SELLER WILL CONTRIBUTE $5,000 TOWARDS CLOSING COST WITH ACCEPTABLE OFFER. This updated 4-bedroom, 2-bathroom Oak Point home offers comfortable, low-maintenance living where virtually every space has been touched and remodeled for 2026. At the heart of the home, a redesigned open kitchen features new cabinetry, a center island, quartz countertops, updated appliances, a modern sink, and a dedicated pantry. Throughout the entire interior, every room has been renewed with fresh paint, durable new flooring, updated lighting, ceiling fans, and remodeled bathrooms. New doors including the front entry and sliding patio glass, along with four new windows complete the interior refresh. Crucial mechanical and structural systems have also been fully addressed: a 2026 roof, 2024 water heater, 2026 electrical panel, and septic tanks have been serviced 2026. Outside, the property includes a newly constructed garage, fresh concrete flatwork, new gravel, new 5 inch gutters, and fresh sod. The large storage shed has been relocated to the back of the yard to keep the lawn open and functional, alongside an on-site storm shelter. Optional neighborhood amenities include access to a community pool, boat dock, picnic tables, and park grills. HOME COMES WITH A 1 YEAR HOME WARRANTY!

110 Muleta Dr, Oak Point, TX
639 Matador, Oak Point, TX
$399,900
3 Beds ⋅ 2 Baths ⋅ 21360481 MLS
**SELLER NOW OFFERING $5K CONCESSIONS OF BUYERS CHOOSING** Welcome home to this beautifully designated, brand NEW CONSTRUCTION 3-bedroom, 2-bath residence offering modern style, an open layout, and an incredible value under $400K! Situated in an established neighborhood on a generously sized lot, this home immediately stands out with its contemporary exterior, mature trees, spacious front yard, and expansive driveway providing plenty of additional parking. Inside, soaring ceilings and abundant natural light create a bright, inviting atmosphere. The open-concept living and dining areas flow seamlessly into the stylish kitchen, featuring crisp white cabinetry, modern shiplap accents, quartz countertops, stainless steel appliances, a farmhouse sink, desirable kitchen island, and modern lighting—perfect for both everyday living and entertaining. The spacious primary suite offers a private retreat and backyard view, complete with a beautifully appointed ensuite bath featuring dual vanities, under cabinet lighting, sleek illuminated mirrors, contemporary finishes, and an oversized walk-in shower framed by a frameless glass enclosure and elegant floor-to-ceiling tile. The primary suite is complete with a huge walk-in closet with exceptional storage space and plenty room for all clothes of all seasons! Two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office. With its clean contemporary finishes, thoughtful updates, generous lot, ample parking, and move-in-ready interior, this home offers the perfect combination of style, space, and affordability. A fantastic opportunity to own a beautifully finished home in a desirable neighborhood—all for under $400K!

639 Matador, Oak Point, TX
9509 Sage Wood Ln, Oak Point, TX
$399,990
4 Beds ⋅ 4 Baths ⋅ 21352847 MLS
MOVE IN READY! The Perry is one of our beautiful two-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 3.5 bathroom, you'll find 2,730 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. As you enter the home, you will notice the beautiful study by the front of the house, two large windows that illuminate the room, and a storage closet. Continuing through the foyer youll find the powder room, family room, dining room, and kitchen complete with granite or quartz countertops, stainless steel appliances, and laminated wood plank or wood look ceramic flooring throughout the home. The primary bedroom can be entered through the family room, primary bathroom, featuring a walk-in closets on each side of the bathroom provide more than enough room for storage. Returning to the stairway by the foyer and journeying up the stairs, you arrive in the game room, and three secondary bedrooms complete with a secondary bathroom. Venturing downstairs and exiting the home through the back patio, which is equipped with overhead lights and a place to relax, you can enjoy the sights and sounds of the great outdoors from the comfort of your spacious backyard! Not only does the Perry offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built.

9509 Sage Wood Ln, Oak Point, TX
9524 Tamarack Rd, Oak Point, TX
$399,990
4 Beds ⋅ 3 Baths ⋅ 21352839 MLS
The Ozark is one of our beautiful two-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 3 bathroom home, youll find 2,585 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. As you enter the home and continue down the foyer you'll find a open-concept kitchen featuring granite or quartz countertops and stainless steel appliances. Plus a dining area that connects to the living space, providing plenty of natural light. Just off the living space is the main bedroom featuring a large bathroom and walk-in closet. Upstairs you will find a spacious game room, two additional bedrooms, a full bathroom, and a storage closet. Enjoy laminated wood plank flooring in the family, kitchen, entries, and hallways. Not only does the Ozark offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Ozark floorplan and find your home in Prairie Oaks today!

9524 Tamarack Rd, Oak Point, TX
1420 Wood Vine Dr, Oak Point, TX
$374,990
4 Beds ⋅ 2 Baths ⋅ 21352831 MLS
The Zamboni is one of our beautiful one-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 2 bathroom home, youll find 2,037 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. Featuring granite or quartz countertops, and stainless steel appliances throughout. Perfectly equipped with everything a home chook or chef needs. Retreat to the primary bedroom, where relaxation awaits. Here, you'll find an attached bathroom complete with a quartz vanity top, name brand chrome faucets, and framed mirror. throughout the home you'll have laminated wood plank flooring in family, kitchen, entries and hallway or wood look ceramic tile (based on availability per package) Not only does the Zamboni offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Zamboni floorplan and find your home in Prairie Oaks today!

1420 Wood Vine Dr, Oak Point, TX
1003 Lakeshore Blvd, Oak Point, TX
$299,900
3 Beds ⋅ 2 Baths ⋅ 21340813 MLS
Lake Living, Accessibility & Flexible Space Near Lewisville Lake! Welcome to Crescent Oaks, where lake living meets everyday convenience! Located just moments from Lewisville Lake, this beautifully maintained 3-bedroom, 2-bathroom home sits on a spacious quarter-acre lot and offers access to a community boat ramp—perfect for boating, fishing, kayaking, paddleboarding, or relaxing by the water. Best of all, the home has been thoughtfully updated with ADA-compliant bathrooms, featuring accessibility-focused updates that provide added comfort, functionality, and ease of use for residents and guests. Inside, the open-concept floor plan creates a seamless flow between the living room, dining area, and kitchen. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a center island, pantry, and stainless steel appliances. The enclosed garage provides incredible flexible living space that can easily function as a home office, home gym, hobby room, playroom, media room, or additional living area. If desired, the space can also be converted back into a traditional garage. Step outside to the large backyard, offering plenty of room for outdoor entertaining, gardening, pets, play, or simply enjoying the Texas sunshine. The generous lot provides space and versatility that is hard to find. With ADA-compliant bathrooms, lake access, a spacious quarter-acre lot, flexible living spaces, a community boat ramp, and convenient access to North Texas recreation, this Crescent Oaks home offers a unique opportunity to enjoy the lake lifestyle without giving up modern comfort, accessibility, and everyday convenience. Don't miss your opportunity to make lake living your everyday lifestyle! Qualified buyers may also have access to discounted mortgage rate options and future refinancing with no lender fee.

1003 Lakeshore Blvd, Oak Point, TX
1304 Wood Vine Dr, Oak Point, TX
$349,990
4 Beds ⋅ 2 Baths ⋅ 21339581 MLS
The Cali is one of our beautiful one-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 2 bathroom home, youll find 1,837 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. This floorplan offers a spacious kitchen, featuring granite or quartz countertops, and stainless steel appliances throughout. Perfectly equipped with everything a home chook or chef needs. Retreat to the primary bedroom, where relaxation awaits. Here, you'll find an attached bathroom complete with a quartz vanity top, name brand chrome faucets, and framed mirror. Plus laminated wood plank flooring in family, kitchen, entries and hallway or wood look ceramic tile (based on availability per package) Not only does the Cali offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Cali floorplan and find your home in Prairie Oaks today!

1304 Wood Vine Dr, Oak Point, TX
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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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