Clay County Homes under $400,000

Welcome to Clay County, Texas, a hidden gem in the heart of the Lone Star State! Known for its picturesque landscapes and welcoming communities, Clay County offers a perfect blend of rural charm and modern convenience. With its rich history and vibrant local culture, residents enjoy a peaceful lifestyle surrounded by the natural beauty of Texas.

For those seeking an affordable piece of this enchanting county, you'll be pleased to discover a variety of homes available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a cozy retreat, Clay County has something to suit every taste and budget. From charming single-family homes with spacious yards to modern townhomes nestled in friendly neighborhoods, the options are plentiful.

The community is not only about beautiful homes; it’s also about the lifestyle. Families can take advantage of excellent schools, parks, and recreational facilities, making it an ideal place to raise children. The laid-back atmosphere encourages outdoor activities, from hiking and fishing to exploring local festivals and markets that showcase the county's rich heritage.

With easy access to major highways, commuting to nearby cities is a breeze, allowing residents to enjoy the tranquility of county living while still being close to urban amenities. Discover the warmth and charm of Clay County, where your dream home awaits at an affordable price. Start your journey today and experience the best of Texas living!

Newest Clay County Homes under $400,000

$310,000

3 Beds ⋅ 3 Baths ⋅ 21419009 MLS

Escape the noise of the city and discover pure tranquility at 692 Plemons Drive in Henrietta, Texas. This beautifully updated 2,480 sq ft modern farmhouse sits on nearly 2 acres of lush grass with scattered mature trees, offering the perfect blend of comfort, style, and country serenity. Step inside to an inviting open-concept living and dining area, centered around a brand-new electric fireplace with custom mantel. The spacious owner’s suite features a generous bedroom, an oversized walk-in closet, and a relaxing ensuite bath with a double-sink vanity, separate tub and shower, and charming rustic barn doors. With 3 bedrooms, 2 full baths, and a convenient half bath, the home also includes a versatile bonus room ideal for an office, guest space, or additional bedroom. A fenced backyard provides a safe haven for pets. Outside, a metal shop with electricity adds valuable workspace and storage. Inside the shop, there is plenty of room for storage and space to park your vehicles. Added to the back of the shop, is a large covered deck creating the perfect setting for gatherings, cookouts, or quiet evenings under the stars. Major updates bring confidence and value: a 1-year-old metal roof, new siding, new windows, fresh interior and exterior paint, new flooring throughout the house, and a newer water well and holding tank. This is more than a home—it’s a retreat. A place where wide-open skies, gentle breezes, and quiet evenings remind you what peaceful living feels like. Come experience your own slice of paradise in Clay County. Need a lender that offers the lowest interest rates for lower payments? We have a Mortgage Concierge team ready to help you find the perfect loan and save you thousands of dollars in the process. This property is USDA-eligible! Buyers may qualify for 100% financing with low monthly payments. Ask your lender about USDA Rural Development loans.

692 Plemons Dr, Henrietta, TX

$100,000

3 Beds ⋅ 2 Baths ⋅ 21402209 MLS

Great opportunity in Henrietta with plenty of potential! Perfect for an investor or someone looking to purchase a property and renovate it to their own taste. The home needs cleaning, updates, and TLC, but offers plenty of potential with multiple living areas, covered parking, additional storage, and a spacious backyard. Whether you’re looking for your next project or a home you can customize and make your own, this property is worth a look. Sold as is, with cash offers preferred.

515 N Angelina St, Henrietta, TX

$349,900

3 Beds ⋅ 2 Baths ⋅ 21394678 MLS

Custom-built in Henrietta, Texas, in Clay County, this 3-bedroom, 2-bath home offers 2,026 square feet with an open layout and a separate office or possible 4th bedroom. The kitchen features abundant cabinetry and an oversized island extended with table-height seating, opening directly to the living room with laminate flooring, built-ins and a propane fireplace. The isolated primary suite includes an oversized walk-in closet and walk-in shower. Outside, the covered patio is already plumbed for propane and ready for an outdoor kitchen. Additional features include a utility room designed to double as a safe room, storage room off the attached 2-car garage, privacy-fenced backyard, in-ground sprinkler system and covered front porch. Solar panels help keep electric costs manageable, with the seller’s documented electric payments averaging approximately $114 per month over the past 10 months. Utility history is available for buyers to review. Located just blocks from Henrietta Elementary, the new Henrietta High School and Bearcat Stadium, with convenient access to everything Henrietta and Clay County have to offer.

2107 Ruffles Ln, Henrietta, TX

$119,900

2 Beds ⋅ 1 Baths ⋅ 21393529 MLS

Seeking acreage with potential at a price that leaves room to create value? This appx 2ac property outside Henrietta offers an opportunityfor an investor, rehabber, entrepreneur, or anyone looking for a property with plenty of possibilities. Home is in need of renovation, but it offers a solid starting point, Metal roof, covered front porch, workshop & barn. The home may offer the potential for a livable residence while renovating. Bring your vision and your toolbox—this one is ready to be transformed.

3482 N Hwy 287th Hwy, Henrietta, TX

$369,900

3 Beds ⋅ 3 Baths ⋅ 21393133 MLS

Beautiful 3-bedroom, 2.5-bath home situated on a spacious corner lot in Henrietta! This inviting home offers large, generous living area, a bright sunroom, updated bathrooms, and a new HVAC system. Step outside to your own private backyard retreat featuring a full privacy fence and swimming pool. The pool has been resurfaced and is fresh, updated, and ready to enjoy! Located just outside the city limits with city water access, offering the benefit of lower taxes!!

1701 E Spring St, Henrietta, TX

$98,500

3 Beds ⋅ 2 Baths ⋅ 21381196 MLS

Adorable 3-bedroom, 2-bath brick home offering 1,236 sq. ft. of comfortable living space. Recent updates include fresh interior paint and new carpet in the bedrooms. Features central heat and air, a fenced backyard, and a convenient storage area. Located close to schools, this charming home is ready for its next owner!

1109 E Ikard St, Henrietta, TX

$139,000

3 Beds ⋅ 2 Baths ⋅ 21380352 MLS

Check out my new look! Fresh outside paint and a new roof! Whether you’re searching for an investment opportunity or a place to call your own, this spacious home is full of potential! Offering 1,722square feet, the home features three bedrooms, one-and-a-half baths, and new flooring throughout. The generous living space provides plenty of room for relaxing, entertaining, or creating a home that fits your needs. Outside, you’ll find a fenced corner lot offering added yard space and privacy, along with a one-car carport for convenient covered parking. With its comfortable size and recent flooring update, this property is a great option for investors or first-time homebuyers. Schedule your showing and come see the possibilities!

203 E Spg, Henrietta, TX

$199,000

4 Beds ⋅ 2 Baths ⋅ 21355759 MLS

This 4-bedroom, 2-bath home offers 1,449 sq. ft. with an isolated primary bedroom and private bath. The interior has been freshly painted, and ceiling fans are featured in every room. Conveniently located within walking distance of nearby schools. Storage buildings in thebackyard provide extra space for tools, lawn equipment, and more.

410 N Rosalee, Henrietta, TX

$45,000

3 Beds ⋅ 1 Baths ⋅ 21351672 MLS

Investment Opportunity in Henrietta! Unlock the potential of this property located in the heart of Henrietta, TX. Whether you're an investor looking for your next fix-and-flip, a buy-and-hold rental, or a homeowner ready to customize a property to your taste, this home offers plenty of possibilities. Conveniently situated near schools, shopping, restaurants, and major roadways, the property provides easy access to local amenities while maintaining small-town charm. With the right updates and improvements, this property has the potential to deliver excellent value. Property is being sold AS-IS.

608 E Wichita St, Henrietta, TX

$214,000

3 Beds ⋅ 1 Baths ⋅ 21345412 MLS

Charming three-bedroom, one-bath home featuring 9-foot ceilings, French doors in the living area, a formal dining room and numerous built-ins. The spacious kitchen includes a breakfast area overlooking a cozy patio. Outside, you’ll find a two-car carport, a 20x30 shop with electricity, sliding garage door and a half bathroom, plus a 540-square-foot storage building. Large yard with outdoor brick smoker.

715 E Ikard St, Henrietta, TX

$89,000

4 Beds ⋅ 2 Baths ⋅ 21334660 MLS

Calling all investors and remodel enthusiasts! If you've been searching for a property with great potential, this could be the opportunity you've been waiting for. This 4-bedroom, 1.5-bath home offers 1,526 square feet of living space with plenty of room to renovate and make it your own. Situated on a manageable 90' x 55' lot, you'll spend less time maintaining the yard and more time bringing your vision to life. Whether you're looking for your next flip, rental investment, or renovation project, this home is full of possibilities. With a little TLC, it has the potential to truly shine.

405 E S, Henrietta, TX

$86,000

2 Beds ⋅ 1 Baths ⋅ 21289916 MLS

Spacious 2-bed, 1-bath home with ~1,400 sq ft on a desirable corner lot, with large privacy-fenced backyard with storm shelter. Recent upgrades include a new roof, 1-year-old AC and water heater. Features two potential living areas for added flexibility—ideal for entertaining or a home office. Includes a 2-car garage plus carport for ample parking and storage. Storm shelter and a large-fenced backyard that offers space for pets or gatherings. Perfect for first-time buyers or investors looking to flip or add to a rental portfolio!

214 E Fourth, Henrietta, TX

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Clay County Homes under $400,000

Newest Clay County Homes under $400,000

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