Grayson County Homes under $400,000

Welcome to Grayson County, Texas—a hidden gem in the heart of North Texas, where charm meets opportunity! Nestled just north of the Dallas-Fort Worth Metroplex, Grayson County offers a delightful blend of small-town warmth and modern conveniences. With its picturesque landscapes, friendly communities, and rich history, it’s no wonder that Grayson County is becoming a sought-after destination for homebuyers.

One of the most appealing aspects of Grayson County is its affordable housing market. If you’re searching for your dream home without breaking the bank, you’ll be pleased to discover a variety of homes available for under $400,000. From cozy single-family homes to spacious townhouses, there’s something for everyone. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a range of options that suit your lifestyle and budget.

Imagine settling down in a charming neighborhood where tree-lined streets and friendly neighbors await you. Enjoy the convenience of local parks, top-rated schools, and vibrant community events that make Grayson County feel like home. Plus, with its proximity to Lake Texoma, outdoor enthusiasts can indulge in fishing, boating, and hiking, all just a stone’s throw away.

In Grayson County, you’re not just purchasing a house; you’re investing in a lifestyle. Come explore the affordable housing options available and discover why so many are choosing to call this beautiful county home. Your dream home awaits in Grayson County, Texas!

Newest Grayson County Homes under $400,000

$253,000

3 Beds ⋅ 2 Baths ⋅ 21408755 MLS

Get ready to be charmed by this beautifully updated, move-in-ready 3-bedroom, 2-bathroom ranch offering nearly 1,600 sq ft of stylish living on a peaceful corner lot. An inviting open-concept layout features a freshly updated kitchen with new appliances that flows seamlessly into the main living area. Updates shine throughout, including sleek luxury vinyl plank flooring, plush new bedroom carpet, fresh paint, modern light fixtures, and fully replaced windows. Enjoy peak energy efficiency and unbelievably low electric bills of $50–$75 a month year-round, thanks to solar panels that will be paid off in full by the seller at closing, a 2021 HVAC system, and a fully replaced ducting system. Other major upgrades like a new water heater and a generator hookup offer ultimate peace of mind. Outside, unwind under the private covered patio in a spacious, fenced backyard that is perfect for relaxing or entertaining. NO HOA. Ideally located just minutes from top-rated schools, local dining, shopping, and quick access to Highway 75—don't miss out on this turnkey treasure!

900 Sunset St, Howe, TX

$315,000

4 Beds ⋅ 2 Baths ⋅ 21405433 MLS

A great opportunity for buyers looking for space, character, and potential! This distinctive home offers a unique architectural style and is ready to enjoy today while leaving plenty of room for future updates and personal touches. Set on almost half an acre, the expansive property offers wonderful possibilities both indoors and out. With a little vision, this home can easily be transformed into a space that reflects your style. Refrigerator, washer, dryer and microwave included.

4500 Woodlawn Rd, Sherman, TX

$119,000

2 Beds ⋅ 1 Baths ⋅ 21411557 MLS

Looking for an affordable home that's clean, move-in ready, and offers great value? Take a look at 1014 W Florence! This 2-bedroom, 1-bath home is a great option for buyers looking to get into homeownership without breaking the bank. The property features a practical floor plan, an attached carport for covered parking, and a fenced backyard with room to enjoy the outdoors. Located in an established neighborhood, the home offers a comfortable setting at an attractive entry-level price point. Whether you're purchasing your first home, looking to downsize, or searching for an investment property, 1014 W Florence is worth a look. Simple, affordable, and ready for its next owner. Schedule your private viewing today.

1014 W Florence St, Denison, TX

$207,000

3 Beds ⋅ 2 Baths ⋅ 21412950 MLS

143 N Imperial Drive has been extensively updated and is ready for its next owner. Situated on a large, fully fenced corner lot with mature trees, this 1,593 square foot home offers a great combination of character, functionality, and modern improvements. Inside, the open living, dining, and kitchen areas create a comfortable, connected space with updated LVP flooring throughout. The kitchen has been completely remodeled with new cabinetry, granite countertops, tile backsplash, and stainless steel appliances. Both bathrooms have also been renovated with updated showers, vanities, and fixtures. Beyond the cosmetic improvements, the home has benefited from updates to the electrical, plumbing, and HVAC systems. One of the more unique features is the converted garage, which offers a second living area complete with a wood-burning stove. This flexible space could serve as a den, game room, office, or fourth bedroom, with the option to convert it back to a garage. Outside, the nearly quarter-acre lot offers a private backyard with plenty of usable space and established shade trees. Located just minutes from Downtown Denison, Highway 75, and Lake Texoma, this is an opportunity to own an established home with the major updating already completed. Great location, generous lot, and a lot of improvements for the money! Schedule your viewing today.

143 N Imperial Dr, Denison, TX

$348,000

3 Beds ⋅ 3 Baths ⋅ 21417718 MLS

Look at this price! Calling first home owners and INVESTORS! Now is the time to BUY this property! Welcome to 4515 Hummingbird Dr, a spacious two-story home nestled in one of Sherman’s most sought-after neighborhoods. Built by History Maker Homes in 2014, this corner-lot property offers 9-ft ceilings, 42-inch kitchen cabinets, ceramic tile in wet areas, a large walk-in pantry, a two-car attached garage, and a fully fenced backyard. Designed with families in mind, the home’s functional layout is perfect for both everyday living and special gatherings. On the main level, enjoy a family room with a cozy fireplace, a bright living room, and an additional large sitting room that can be used as a media room, playroom, or home office. The open-concept design connects the living and dining areas to the kitchen, creating a central gathering space. The kitchen offers abundant counter space, ample cabinetry, stainless steel appliances, and a large island ideal for meal prep or casual dining. Upstairs, you’ll find three comfortable bedrooms, including the primary suite with a spa-like bath and a generous walk-in closet. With two full bathrooms upstairs and a half bath on the main floor, mornings run smoothly for everyone. Enjoy low-maintenance living with an HOA of only $250 annually! Conveniently located near the growing intersection of FM 1417 and I-75, this home is just minutes from the new HEB site, Sherman High School, parks, shopping, and dining. Offering both comfort and convenience, this home is the perfect blend of modern design and prime location.

4515 Hummingbird Dr, Sherman, TX

$333,200

4 Beds ⋅ 3 Baths ⋅ 21417049 MLS

BRAND NEW energy - efficient home Dec 2026! Sip your morning coffee at the Henderson's convenient kitchen island overlooking the dining and family rooms. White cabinets with veined white quartz countertops, tan tone EVP flooring and light grey brown textured carpet. Small-town charm meets modern convenience in Sherman, located 40 miles north of the Dallas metroplex and recognized as one of the best small cities to live in. Westmoor residents will enjoy playgrounds, trail access, and a scenic greenbelt. Groundbreaking energy efficiency is also built seamlessly into every home in this community so you can spend less on utility bills and more on the things that matter most. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2119 Cottongrass Dr, Sherman, TX

$299,259

3 Beds ⋅ 2 Baths ⋅ 21417047 MLS

BRAND NEW energy - efficient home Dec 2026! Fix dinner at the Greenville's sprawling kitchen island without missing any of the action in the family room. White cabinets with veined white quartz countertops, muted beige EVP flooring with light taupe carpet. Small-town charm meets modern convenience in Sherman, located 40 miles north of the Dallas metroplex and recognized as one of the best small cities to live in. Westmoor residents will enjoy playgrounds, trail access, and a scenic greenbelt. Groundbreaking energy efficiency is also built seamlessly into every home in this community so you can spend less on utility bills and more on the things that matter most. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2201 Cottongrass Dr, Sherman, TX

$316,860

4 Beds ⋅ 3 Baths ⋅ 21417046 MLS

BRAND NEW energy - efficient home Dec 2026! The spacious living area flows seamlessly outdoors to the covered back patio. Pebble cabinets with marble-look white granite countertops, beige tone EVP flooring and multi-tone grey carpet. Small-town charm meets modern convenience in Sherman, located 40 miles north of the Dallas metroplex and recognized as one of the best small cities to live in. Westmoor residents will enjoy playgrounds, trail access, and a scenic greenbelt. Groundbreaking energy efficiency is also built seamlessly into every home in this community so you can spend less on utility bills and more on the things that matter most. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2209 Cottongrass Dr, Sherman, TX

$274,900

21417628 MLS

Looking for a Fantastic Investment Opportunity? This Charming Triplex in the Heart of the Thriving Denison Area is it! Unit A features 2 bedrooms, 1 bath, nice size living & dining rooms, kitchen with electric range, dishwasher, refrigerator, central heat & air and washer & dryer connections. Unit B features 1 bedroom, 1 bath with an add'l office area, nice size living and dining rooms, kitchen with gas cooking, dishwasher & refrigerator. Unit C is an upstairs studio with 1 bedroom, 1 bath. Benefits with long standing tenant and consistent rental income. Parking in front and back of units. Updates have included roof & decking, plumbing water lines, refinished wood floors, some appliances, c-tops, fresh interior paint, LVP flooring & more! Please do not disturb Unit C's tenant. Units A & B are available for showings. This triplex is situated in a desirable area of Denison enjoying great proximity to local amenities, shopping and dining!

224 W Hull St Unit 101-3, Denison, TX

$350,000

3 Beds ⋅ 2 Baths ⋅ 21416440 MLS

Welcome home to this beautifully refreshed property nestled in one of Whitesboro’s highly sought-after, quiet neighborhoods! Enjoy the perfect blend of comfort, charm, and convenience, with two separate parks within walking distance—ideal for enjoying the outdoors and making the most of the neighborhood setting. Inside, the home feels fresh and inviting with recent updates including fresh paint and new flooring throughout. The thoughtfully designed layout features a Jack-and-Jill bathroom, while the spacious primary suite offers a large bathroom and a cozy reading nook—the perfect spot to unwind with your favorite book at the end of the day. Step outside to discover a huge backyard with plenty of room for entertaining, family gatherings, pets, or simply enjoying your own outdoor retreat. With its desirable location, fresh updates, and inviting spaces inside and out, this Whitesboro home is ready to welcome you home!

316 Trollinger St, Whitesboro, TX

$199,000

3 Beds ⋅ 2 Baths ⋅ 21417591 MLS

This beautifully remodeled home offers an impressive combination of quality upgrades, timeless finishes, and exceptional condition! Having undergone an extensive top-to-bottom renovation, this property has been meticulously maintained and continues to showcase the beauty and craftsmanship of its many improvements. Gorgeous wood-look porcelain tile flooring combines timeless style with lasting durability, while the beautifully appointed kitchen and bathrooms feature granite countertops and solid wood cabinetry. The luxurious primary bathroom is a true standout, featuring a custom walk-in shower and an enclosed, heated jetted bathtub for a relaxing, spa-like experience. Step outside to enjoy the backyard, complete with a beautiful cedar privacy fence. With its extensive renovations, thoughtful finishes, and fantastic overall condition, this move-in-ready home offers the benefits of a beautifully updated property that has been exceptionally well cared for. Schedule your private showing today!

106 E Heron St, Denison, TX

$309,990

3 Beds ⋅ 2 Baths ⋅ 21417035 MLS

BRAND NEW energy - efficient home Dec 2026! A private study in the Oleander makes a perfect home office or play room. White cabinets with veined white quartz countertops, tan tone EVP flooring with beige textured carpet. Small-town charm meets modern convenience in Sherman, located 40 miles north of the Dallas metroplex and recognized as one of the best small cities to live in. Westmoor residents will enjoy playgrounds, trail access, and a scenic greenbelt. Groundbreaking energy efficiency is also built seamlessly into every home in this community so you can spend less on utility bills and more on the things that matter most. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

2205 Cottongrass Dr, Sherman, TX

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Grayson County Homes under $400,000

Newest Grayson County Homes under $400,000

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