Hamilton County Homes under $400,000

Welcome to Hamilton County, Texas—a hidden gem nestled in the heart of the Lone Star State! Known for its rich history, friendly community, and stunning natural landscapes, Hamilton County offers a unique blend of small-town charm and modern conveniences. With its picturesque views, abundant outdoor activities, and a welcoming atmosphere, it's no wonder that so many are choosing to call this county home.

One of the most appealing aspects of Hamilton County is its affordability. If you’re in the market for a home under $400,000, you’ll find a variety of options that cater to different lifestyles and preferences. From cozy cottages and family-friendly residences to spacious properties with sprawling yards, Hamilton County has something for everyone. Whether you're a first-time homebuyer, looking to downsize, or seeking a serene retreat, the housing market here is diverse and inviting.

Residents enjoy a close-knit community with access to excellent schools, local shops, and recreational facilities. Outdoor enthusiasts will love the nearby parks and lakes, perfect for fishing, hiking, and picnicking. The county also hosts a range of events throughout the year, fostering a strong sense of community spirit.

With its combination of affordability, community warmth, and natural beauty, Hamilton County is an ideal place to settle down. Explore your options today and discover your dream home in this charming Texas county! Whether you’re looking for a starter home or a place to retire, Hamilton County welcomes you with open arms.

Newest Hamilton County Homes under $400,000

$229,000

4 Beds ⋅ 3 Baths ⋅ 21412121 MLS

Step back in time with this charming two-story home in Hico, TX, built in 1920 and full of the character and craftsmanship that make homes of this era so special. Offering 4 bedrooms, 3 bathrooms, and 2,037 sq ft, this property sits on an impressive 0.97-acre lot, providing room to spread out and enjoy the possibilities of country-style living with the convenience of being in town. From the classic farmhouse exterior and welcoming covered front porch to the rustic wood accents, and distinctive interior details, this home has the foundation for something truly special. Ready for someone with vision to bring it back to life, this property presents an opportunity to restore its historic charm while adding personal touches and modern updates. Whether you dream of creating a beautifully restored historic home, a unique family residence, or a property with room to grow, the potential here is hard to overlook. With nearly an acre in Hico and a home rich in character, this is your chance to bring new life to a piece of history and make it your own.

106 W North St, Hico, TX

$299,000

3 Beds ⋅ 2 Baths ⋅ 21412058 MLS

Enjoy the benefits of newer construction in this beautifully built 2025 home in Hico, TX! Offering 3 bedrooms, 2 bathrooms, and 1,320 sq ft, this home combines modern style with practical features buyers are looking for. The open-concept layout creates a natural flow between the living room and kitchen, making it easy to stay connected while cooking, relaxing, or entertaining. The kitchen features crisp white cabinetry, dark countertops, and stainless steel appliances for a timeless, modern look. Spray foam insulation and a durable stone-coated steel Tek-Roof offer added peace of mind and energy-efficiency benefits. Outside, the spacious concrete driveway and covered two-car carport provide convenient parking, while the covered back patio offers a comfortable place to unwind or enjoy time outdoors. Situated on a cul-de-sac, this home offers a quieter setting with the appeal of modern construction and low-maintenance finishes. Skip the projects that often come with an older home and enjoy the comfort of a newer build designed for everyday living. Whether you're buying your first home, looking to downsize, or searching for a move-in-ready property, this Hico home is one you'll want to see!

408 Poplar Ct, Hico, TX

$165,000

2 Beds ⋅ 1 Baths ⋅ 21412860 MLS

Solid brick construction and thoughtful updates throughout come together in this move-in ready, roomy 2-bedroom, 1-bath home set on over a third of an acre on a quiet, well-kept residential street. Inside, the home is freshly painted, light, bright, and open, and finished with new flooring. The updated kitchen offers crisp white cabinetry, plenty of counter space and storage, and stainless steel appliances, while the updated bath features a tiled walk-in shower and a new vanity. The big-ticket items are already handled, including a metal roof, recent HVAC, and an updated water heater, and the refrigerator, washer, and dryer all convey. Outside, a mature shade tree anchors the front yard, and the attached covered carport protects your vehicle. Out back, the large, fully fenced backyard offers plenty of room to garden, entertain, or relax, along with a functional storage shed. Low-maintenance and easy to own, this home is ready for its new owner.

905 W Standifer St, Hamilton, TX

$209,000

3 Beds ⋅ 2 Baths ⋅ 21411969 MLS

Welcome to 709 E Whitney! This turnkey 1955 home offers 1,196 sq ft of low-maintenance, updated living in a quiet Hamilton neighborhood. Highlights include beautifully refinished hardwood floors, fresh interior paint throughout, updated bathrooms, windows, and HVAC system. The property features great curb appeal with two pecan trees in the front yard and a spacious, fenced backyard with plenty of shade. Great starter home, ideal for first-time buyers, downsizers, or investors!

709 E Whitney St, Hamilton, TX

$169,000

3 Beds ⋅ 1 Baths ⋅ 21401079 MLS

Charming 3 bedroom, 1 bath fully remodeled, On .5 acre. New plumbing, HVAC, electrical, inside and outside paint, flooring, siding, appliances, kitchen cabinets, and a 12x12 shed or workshop. Close to schools and pecan park.

547 E Hill St, Hamilton, TX

$259,900

3 Beds ⋅ 2 Baths ⋅ 21400093 MLS

Beautifully updated home situated on approximately 1.06 acres across two lots in Hamilton, Texas. This property offers the convenience of in-town living with a spacious lot, additional rear acreage, a detached garage, and greenhouse. The home features a beautifully renovated kitchen with quartz countertops, backsplash, pot filler, updated cabinetry, new stainless steel appliances, modern fixtures, and recessed lighting. Both bathrooms have also been remodeled with updated tile finishes and quality Delta fixtures, including a walk-in shower and tub-shower combination. Additional updates include fresh interior and exterior paint throughout the home. Original wood flooring throughout most of the house adds character while the recent updates provide a clean, refreshed feel. With 1.06 acres, two lots, a detached garage, greenhouse, and extensive interior updates, this property offers a unique amount of space and flexibility right in Hamilton. ***Listing agent is the owner of the property***

1100 E Coke St, Hamilton, TX

$365,000

5 Beds ⋅ 3 Baths ⋅ 21372558 MLS

NEW CONSTRUCTION home coming to Hico Fall 2026. This home will offer 4 bedrooms, 2.5 bathrooms, an open living area with a kitchen island, and an additional flex space that can be used as a media room, guest room, additional bedroom, office, whatever your heart desires. PG Construction offers an exceptional product with high quality craftsmanship and high end finishes. The kitchen and bathrooms will have stone counter tops, custom cabinetry, beautiful flooring, and stunning finishes throughout. This is a floor plan that has YOU in mind. The primary suite is secluded with a large ensuite offering a soaking tub, additional standing shower, double vanities, and a walk in closet. 3 secondary bedrooms are on a separate hall with a shared restroom. The utility room is large enough to accommodate all of your needs and storage. The additional space upstairs hosts a powder bathroom and plenty of space to use however you need. The back porch will be covered, 10x10, perfect for weekend and evening relaxing.

912 Jory St, Hico, TX

$299,000

3 Beds ⋅ 2 Baths ⋅ 21391532 MLS

Discover peaceful country living at 234 County Road 127 in Carlton, Texas. Located in the desirable Ranches at Comanche Point, this recently renovated 1,476-square-foot home is situated on 10 beautiful acres with an agricultural exemption currently in place. The home offers three bedrooms, two bathrooms, and thoughtfully updated interiors that are ready for you to move in and enjoy. Mature oak trees provide natural beauty and shade, while the open acreage and spectacular sunsets create a relaxing country atmosphere. A private water well adds convenience for rural living. With its inviting home, usable acreage, scenic surroundings, and great location, this property is ideal for a full-time residence, weekend retreat, small ranch, or recreational getaway. Experience the quiet beauty of the Texas countryside while remaining within convenient reach of surrounding communities.

234 County Road 127, Carlton, TX

$178,000

4 Beds ⋅ 3 Baths ⋅ 21376618 MLS

Built in 1911 and brimming with Craftsman character, this charming home at 506 E Main Street is nestled right in the heart of Hamilton. Offering approximately 2,132 square feet, 4 bedrooms, 2.5 bathrooms, and a spacious 0.35-acre lot, it combines the warmth of a historic home with the room and functionality needed for everyday living. From its inviting exterior to its character-filled interior, this is the kind of home that simply makes you smile. Generously sized living spaces provide room to gather, relax, and entertain, while thoughtful architectural details reflect more than a century of history. The large lot offers plenty of outdoor space for gardening, play, pets, or peaceful evenings beneath the Texas sky. Previously used as a commercial business space, this property has the potential for commercial zoning use again. Located near the center of town, the home puts Hamilton's local shops, restaurants, schools, and community conveniences close at hand. Hamilton is a welcoming Central Texas town known for its friendly atmosphere, relaxed pace, historic character, and strong sense of community. Surrounded by rolling countryside, ranchland, and wide-open skies, it offers small-town living with convenient access to Waco, Stephenville, and the greater Central Texas region. Historic, adorable, spacious, and wonderfully located, this 1911 Craftsman is a special opportunity to own a piece of Hamilton history and make it your own.

506 E Main St, Hamilton, TX

$299,000

3 Beds ⋅ 3 Baths ⋅ 21380791 MLS

Welcome to Tiger Hills, a brand-new townhome community bringing modern design and thoughtful living to Hico. Whether you're a first-time buyer ready to own your first home, looking for a fresh start in a beautiful new home, or an investor searching for a newer 3-bedroom property, Tiger Hills offers an exciting opportunity. Inside, you'll find a bright and inviting open-concept living space with beautiful wood-look flooring, abundant natural light, and a clean, modern aesthetic. The kitchen is designed to be both functional and stylish, featuring crisp cabinetry, granite countertops, a large island with seating, stainless steel appliances, and a classic subway-tile backsplash. The spacious living and dining areas create an easy flow for everyday life and entertaining. A convenient half bath is also located downstairs for guests and everyday living. Upstairs, the 3-bedroom, 2.5-bath floor plan provides plenty of room to spread out, with a comfortable primary suite featuring an en-suite bathroom and additional bedrooms that offer flexibility for family, guests, a home office, or tenants. An attached 2-car garage adds convenience, while the covered front porch and outdoor space give you room to enjoy the outdoors. And the opportunity doesn't stop at the front door. For the first-time buyer, this is a chance to skip the renovation list and step into a brand-new home. For the investor, it's an opportunity to add a newer, highly desirable 3-bedroom property to your portfolio. Located in Hico, Tiger Hills combines the appeal of small-town living with a fresh, modern neighborhood feel. If you've been waiting for a new construction opportunity in Hico, this is one you don't want to miss.

712 N Sycamore, Hico, TX

$184,900

3 Beds ⋅ 2 Baths ⋅ 21360893 MLS

Potential—Not Perfection…Looking for a home you can make your own without paying for someone else's fancy upgrades? Take a look at this 3BR, 2BA ranch in an established Hamilton neighborhood, featuring a spacious, level .32-acre lot with room to enjoy the outdoors, garden, entertain, or create a space that fits your lifestyle. Perfectly positioned to blend everyday convenience with effortless living. This home places you at the center of it all—just a short, breezy drive from your morning grocery run, local shopping, and vibrant town center. You will love the unbeatable peace of mind that comes with living near top-tier medical care, keeping you connected to everything you need. This one isn't pretending to be perfect—and that's part of the fun! It has a comfortable floor plan and some great features already in place, while leaving plenty of room for your own ideas, style, and a little elbow grease. Features include: Bamboo engineered wood flooring, a separate dining area, a laundry room that is so large you can fit an extra freezer or permanently set up your ironing board (if you still use one of those) and a primary bedroom with a great walk-in closet. And here's the good news: some of the big-ticket items have already been taken care of! The metal roof is approximately 8 years old, the AC approximately 3 years old, and the gas water heater approximately 3–4 years old. The bathrooms are ready for an update, and there are some sheetrock repairs, a few interior doors that have seen better days, and a little exterior wood rot here and there. Closet flooring is not installed but the extra flooring is at the house and waiting for someone to put it to good use. Do a little updating, add your own touches, and you've got the opportunity to turn this into something special without starting from the ground up. This could be a great fit for a first-time buyer or anyone looking for a home where a few personal touches can make it feel just right.

510 S Williams St, Hamilton, TX

$232,990

3 Beds ⋅ 3 Baths ⋅ 21360445 MLS

MLS# 21360445 - Built by NHC - Dec 2026 completion! ~ Model 1600-2 B1 - Glacier The Glacier Plan from our Freedom Series is a thoughtfully designed 2-story home offering 3 bedrooms, 2.5 bathrooms, and 1,600 square feet of living space, complete with a 2-car garage. As you step inside, you’ll pass the staircase to the upper level before arriving at the bright and open family room. This inviting space flows seamlessly into the kitchen and dining area, creating the perfect setting for family time or entertainment. A convenient half bathroom is located just off the kitchen for easy access. The upper level is designed for relaxation and privacy, featuring a spacious primary suite with a walk-in closet and a private bathroom. Two secondary bedrooms, a full bathroom, and a laundry room complete this level. A large loft provides additional living space, ideal for a playroom, media area, or home office. Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

405 Poplar Ct, Hico, TX

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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